If members of the public visit your business premises, even if you work at home, this insurance will protect you from liability for any injury or damage to them or their property.

For shops, retail outlets, public houses or takeaways.
Consider including Public Liability Insurance to cover for the cost of damages if members of the public are injured in your shop, Employers Liability Insurance if members of staff are injured, and Employers Dishonesty Insurance to protect your business against losses caused by the theft, fraud or dishonesty of your employees.

Your personal car insurance policy won't cover you for commercial use so take out commercial vehicle insurance if you do any driving in the course of running your business.